{"id":8510,"date":"2024-07-18T12:21:49","date_gmt":"2024-07-18T10:21:49","guid":{"rendered":"https:\/\/jklaw.metrohost.pl\/masz-zastrzezony-numer-pesel-zobacz-co-zmienilo-sie-od-1-czerwca-2024-r\/"},"modified":"2024-07-22T17:29:40","modified_gmt":"2024-07-22T15:29:40","slug":"masz-zastrzezony-numer-pesel-zobacz-co-zmienilo-sie-od-1-czerwca-2024-r","status":"publish","type":"post","link":"https:\/\/jklaw.metrohost.pl\/en\/masz-zastrzezony-numer-pesel-zobacz-co-zmienilo-sie-od-1-czerwca-2024-r\/","title":{"rendered":"Do you have your PESEL number restricted? Check what has changed since June 1, 2024"},"content":{"rendered":"\n

In November 2023, the Ministry of Digital Affairs (\u201cMDA\u201d) introduced the RESTRICT PESEL service. The lawmakers decided to create a register of restricted PESEL numbers to introduce an appropriate instrument preventing the increasing number of abuses involving incurring financial liabilities (e.g. loans, credits) based on stolen data. According to data published on MDA\u2019s website, the service is very popular as 4 million people have restricted their PESEL number.[1]<\/a> Restricting the PESEL number is free and voluntary. It can be restricted in the mObywatel app, on the gov.pl website, or at the Municipal or Communal Office. Importantly, the restriction can be canceled at any time.<\/h3>\n\n\n\n

What has changed from June 1, 2024?<\/h3>\n\n\n\n

PESEL numbers, e.g. before granting a loan, or credit, creating a new bank account, or withdrawing an amount exceeding triple the minimum wage at a branch of a bank. Notably, notaries are also obliged to check whether persons performing legal acts have their PESEL restricted.<\/p>\n\n\n\n

According to Article 85a of the Notaries Law Act of February 14, 1991[2]<\/a>:<\/p>\n\n\n\n

            \u201c\u00a71. A notary refuses to perform a notarial act the subject of which is:<\/p>\n\n\n\n

    \n
  1. Acquisition, sale, or encumbrance of a real estate, or an interest in real estate, perpetual usufruct, cooperative right of ownership of living accommodation or interest therein,<\/li>\n\n\n\n
  2. Preparing a power of attorney to purchase, sell, or encumber real estate or an interest in a real estate, perpetual usufruct right, cooperative right of ownership of living accommodation or interest therein,<\/li>\n<\/ol>\n\n\n\n

    -if a party or principal is a natural person whose PESEL number is restricted in the register of restricted PESEL numbers either\/or in the event of unavailability to access the IT system in which the register of restricted PESEL numbers is kept, referred to in Article 23c Section 5 of the Population Act of September 24, 2010.<\/p>\n\n\n\n

    \u00a72. Before performing a notarial act other than that indicated in \u00a71, a notary may, in a manner referred to in Article 23j or Article 23m of the Population Register Act of September 24, 2010, verify whether the PESEL number is reserved, and refuse to perform this action if the PESEL number of at least of one of the persons participating in the action is reserved in the register of restricted PESEL numbers.<\/p>\n\n\n\n

    It should be therefore remembered that before using banking products and services and before participating in notarial acts, one should withdraw the restriction of PESEL number.<\/p>\n\n\n\n

    Notably, the regulations in force from June 1 require telecommunications service providers to check the register of restricted PESEL numbers before issuing a copy of a SIM card.<\/p>\n\n\n\n

    Withdrawal of PESEL restriction<\/h3>\n\n\n\n

    Withdrawal of the PESEL number restriction can be done in two ways:<\/p>\n\n\n\n