• dr hab. Krzysztof Koźmiński
• dr hab. Sławomir Żółtek prof. UW
• dr Michał Jabłoński
• Jan Czarnocki
• Aleksander Leszczyński
• Michał Macidłowski
• Seweryn Sasin

The aim of the report was to answer the following questions: to what extent AI-based solutions are currently used in the Polish banking sector, how domestic banks compare with international experiences, and whether they are prepared for significant legislative changes associated with the implementation of comprehensive EU regulation in the form of the so-called AI ACT.

The analysis covered solutions currently used by Polish banks, and additionally, a comparative legal verification of the state of AI law in several selected countries (including the USA, China, France, Germany) was conducted. The solutions present in the AI ACT were also examined, highlighting the accompanying regulatory doubts and challenges.